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Family Finances

Increasing Retirement Saving: Reforming Tax Incentives

Numerous studies find that millions of Americans are under-saving for retirement, and psychology and behavioral economics have taught us that there are well-understood problems in decision-making that can cause people to not put enough away for retirement and other needs. The question is how to correct these failures and avoid the considerable hardship that can come with not having enough savings.

BY David Kamin, Guest Blogger

Blog Post

02.28.2017
Family Finances

A Case Study About the Saver's Credit

It’s hard to imagine that there’s a tax credit that can lower a taxpayer’s bill if he or she saves for retirement in a tax-favored retirement account. This may sound to be too good to be true. But it is true. The IRS has a tax credit that pays people to save for retirement.

BY Catherine Collinson, Guest Blogger

Blog Post

02.27.2017
Family Finances

How States Are Solving the Retirement Crisis

In poll after poll, citizens rank retirement as one of their top economic concerns.

BY Jeremy Smith, & 1 more

Blog Post

08.23.2016
Family Finances

The Ripple Effects of Income Volatility

Research shows a connection between the financial instability of families and the economic health of communities.

BY Joanna Smith-Ramani & 1 more

Blog Post

08.01.2016
Employment and Jobs

The Toll of Unpredictable Work Hours

With the steady paycheck disappearing for more workers, income volatility is rising sharply.

BY Andrew Yarrow

Blog Post

07.26.2016
Family Finances

Real Savings +

In this paper, the Initiative on Financial Security at the Aspen Institute proposes an investment option for the Automatic IRA: Real Savings+ (RS+). RS+ co ...

BY Lewis Mandell, Pamela Perun, Lisa Mensah, and Raymond O'Mara III

Publication

12.22.2009
Finance and Assets

Building Financial Security in the Obama Era

Aspen IFS issues a challenge to Wall Street to take the initiative and begin work to help build a new American system of savings.

BY Financial Security Program

Publication

04.06.2009
Family Finances

A Savings Agenda for America

A comprehensive savings agenda for policy makers to pursue in order to ensure the long-term economic prosperity of the United States.

BY Financial Security Program

Publication

11.05.2008
Family Finances

Savings in America

This white paper explores barriers to savings and fresh policy approaches to help lower- to middle-income Americans save.

BY Financial Security Program

Publication

04.01.2006
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