The problems that emerge from carrying student loan debt are systemic and have consequences not only for borrowers and their households, but also their communities, their states, and the nation’s economy. But these problems are solvable.

Student debt balances are ballooning, posing a serious threat to the financial security of millions of borrowers across the country. In the last 15 years, ...

For people across the United States, student loan debt is a growing portion of the household balance sheet. More than 40 million Americans have outstanding ...